Demographics among companies should drive unique glide paths.
PlanAdviser.com
Over the last several years, target date funds have quickly become the most popular investment choice in defined contribution plans. Every participant deserves to know how a target date fund may impact their retirement.
PlanOutcome is the only product suite that gives participants personalized retirement projections that consider a target date fund glide path and helps institutions offer their employees the best possible retirement plan.
Make sure your retirement planning tool is telling the truth.
It’s clear that target date funds are the leading default investment option for the defined contribution industry. Research from Vanguard shows tremendous growth in the TDF market. Participants who are automatically placed in TDFs should consider the tools and services they are offered to help them accurately plan for retirement.
We believe that every participant deserves to know how a TDF may impact their retirement goals. Not a single fund provider gives participants personalized retirement projections that consider a TDF glide path. This is a very big problem.
For example, a 25 year old participant may be placed in his provider’s 2050 TDF. This fund is sold with an ‘invest and leave it’ label, and he is assured that as he ages, his investment will be managed appropriately and properly contributed to.
To plan for retirement, he can enter his information into his provider’s retirement planning tool. When required to select a between a conservative, moderate and aggressive investment strategy, he decides that aggressive is the appropriate choice for a 25 year old.
For Plans PlanOutcome examines a plan’s path towards retirement. See how adjustments to participants' savings rates and investments in target date funds can impact a plan’s retirement outlook.
For Participants PlanOutcome can deliver personalized projections to each participant. Show participants how to get on track towards retirement with an investment in a target date fund.
It's all about the benchmark.
Use a benchmark that's based on your portfolio.
Track the greatest minds in the industry and take the consensus.
Find out if participants and entire plans are better off with a target date fund.
Find the ideal guaranteed income allocation for participants, retirees and entire plans.
